Identity Theft Protection Using a "Security Freeze." You can protect yourself against a crook using your stolen personal information, like your Social Security number, to open new accounts in your name. Simply implement a “security freeze,” which “freezes” or locks access to your credit file against anyone trying to open up a new account or to get new credit in your name.
When a security freeze is in place at all three major credit bureaus, an identity thief cannot open a new account because the potential creditor or seller of services will not be able to check your credit file. When you want to apply for credit, you can lift the freeze temporarily using a PIN so legitimate applications for credit or services can be processed. For more information about Utah’s Credit Freeze Law, and how to “freeze” or “unfreeze” your credit information, see: http://www.consumersunion.org/pdf/security/securityUT.pdf